The active spread of the new domestic payment system affected most banks in Russia, including Crimea. RNCB is one of the few banks operating in Crimea. The RNKB Mir card has been quickly certified and offers a number of unique features for use.
There are the following types of bank solutions:
- a debit card for receiving a salary with the possibility of making other payments;
- credit solutions with a favorable interest rate and the presence of a large number of promotional offers that increase the benefits from using Mir system cards;
- a pension card that creates favorable conditions for this category of people.
All cards were actively distributed on July 1, 2017. According to official government policy, all government organizations must be transferred to the Mir payment system by July 1, 2018, and pensioners by July 1, 2020. Withdrawal of funds to standard Visa and MasterCard cards of such categories of people becomes impossible. The law does not apply to private companies that can voluntarily switch to using Mir on preferential terms.
The most demanded solution, which is completely free for pensioners. Card service is also free of charge, which becomes the main reason to switch to Mir from RNKB. Now it is available in the Crimea. However, if a pensioner lives in a remote region and does not have the opportunity to use an ATM, the withdrawal of funds can be made in cash through the postman.
In addition to free services, pensioners receive:
- low interest rate when making transfers and other payment transactions;
- the ability to passively accumulate money, thanks to the monthly accrual of 8% per annum on the current balance of funds;
- free SMS-informing about the accrual of a pension with the possibility of paid activation of the full version of this function, which tracks every action with the card;
- availability of discounts when paying in a large number of public and private stores, pharmacies. The full list can be found on the official website of the bank.
How to replenish the Mir card from RNKB through the terminal
State support of the Mir payment system was expressed in the organization of support for a large number of issuing banks, which allows you to replenish any of the Mir cards through the terminal without interest.
This can be done in the following ways:
- transfer money from another card;
- put cash through the terminal.
Transferring money from a third-party card can also be done online using a well-thought-out user control panel. Go through the quick registration process in advance, according to the conditions of the bank you are using. A personal account allows you to pay for a variety of services without leaving your home. Transfer of funds is carried out from the corresponding section.
To replenish the account through the terminal:
- Insert the Mir plastic card into a special slot;
- Enter the PIN code and select the language of the system;
- Click the "Balance replenishment" item, insert the required amount of funds into the terminal;
- Confirm the operation, take the check and plastic card.
Why the Mir card of RNBK bank does not work on the Internet
Payment for goods and services on some websites or online stores is not possible due to the novelty of the system. Many trading platforms simply did not have time to include it in the list of possible payment methods. If the RNKB Mir credit card or its other equivalent does not work for paying for goods and services, contact the support service for more details. This issue is quickly resolved, the list of possible sites for payment is constantly expanding.
Payment on Aliexpress with a Mir card from RNKB
Modern users and fans of buying goods on the Internet will be pleased with the ability to quickly purchase and pay for goods with the World card in AliExpress. This is one of the very first companies that recognized the domestic payment system and added it to the list of payment methods available. Work with the system is carried out similarly to foreign payment systems and does not require additional settings.
After Crimea became part of our country, a lot of effort was spent on creating a new infrastructure there, including banking organizations. The Russian National Commercial Bank was built. It makes it possible to make various payment transactions, including transferring money from one RNKB card to another.
select the "Translations" section;
click on the item "Transfer money to a private person";
enter the recipient's card number;
indicate his last name and initials; 
click on the card from which funds will be debited;
check the correctness of data entry;
confirm the transaction using the code received in SMS.
Funds are usually credited instantly. However, due to system load or technical failures, you may need to wait a few hours.
To use, you need to download the program, it is best to contact the official online store. They are currently developed for the Android and iOS platforms. After downloading, the installation process begins and you start translating. You will need to perform a number of actions:
enter the application;
enter the security code;
click on the line "Transfer money to a private person";
enter the plastic number where you want to transfer funds;
specify the recipient's data;
choose the card from which the money will be withdrawn;
check if the form was filled out correctly;
confirm the operation using the code received in SMS.
Transfer of funds in Crimea can also be arranged using an ATM. In this case, you will need to contact the bank branch. Take with you the card from which the funds will be debited, and you also need to know the recipient's card number. When you have free time, you can visit a bank branch and use the services of a specialist. Please note that you will have to wait for your turn, which may take extra time. To make a transaction with yourself, you need to have a document by which your identity is verified, as well as know the recipient's data and details of his card.
After your turn comes up, you need to contact the bank employee and inform about your intention, then:
give him a passport;
provide the details of the person to whom the transfer is addressed;
transfer cash or card;
waiting for the end of the transaction;
take your card and check.
The operation may take up to five minutes to complete. After the operator enters all the data in the payment form, you will be asked to check it. If the details entered are correct, then confirm this fact with a signature.
What difficulties may arise
The difficulties that you may encounter during the operation in question lie in setting limits regarding the maximum and minimum transfer amounts, as well as the time during which funds will be credited to the recipient's account.
RNKB (Russian National Commercial Bank) is a bank that works with the SWIFT payment system. The main advantage of this bank is its work in the Republic of Crimea. Many Sberbank customers are interested in the question - how to make a transfer from a Sberbank card to a RNKB card? This article discusses all possible translation methods.
Instructions for money transfer from a Sberbank card to a RNKB card
Today, RNKB serves plastic cards of the MIR payment system and can accept money transfers from cards of other banks, including Sberbank. You can transfer money from a Sberbank card to an RNKB card only if you have a valid UDBO (universal banking service agreement). you can when opening an account or card in Sberbank. This universal contract allows you to expand your ability to manage your finances.Having UDBO, you can make a transfer from a Sberbank card to a RNKB card through the service (for connection questions, call ), contact a bank branch or use an ATM. The algorithm is:
Then you should confirm your actions using SMS with a code. It will be sent to the phone number that is linked to the Sberbank Online system. After confirmation, the money is debited from the card account and transferred to the RNKB card within 3 days. The Sberbank commission for a money transfer is 1.5%, from the side of the RNKB - 0.5%. It is worth noting that the percentage may be lower for different types of cards. You can also make a transfer through an ATM, terminal or. To do this, you need to know the details of the recipient and his bank.
Sberbank has set the maximum amount of a one-time transfer, which is 30,000 rubles. The daily limit for transfers through the Sberbank Online system is 150,000 rubles, and 1,500,000 rubles per month.
If the desired transfer amount exceeds the specified limit, you need to choose another method of cashless transfer. If you try to transfer an amount that exceeds the specified limit, the system will refuse to carry out the operation.
Peculiarities of transfer operation from RNCB
A money transfer from a Sberbank card to an RNCB card in Crimea is also possible in various ways, including emergency ones and without opening an account. The transfer from the RNKB card to the Sberbank card is carried out in a similar way. Online banking must be activated, where you need to select the transfer operation in the menu and fill out the template. Additionally, you need to know the number of the territorial branch where the recipient's Sberbank card was received.You can request the details of the RNKB at any branch of the bank, by phone or find out on the official website. Many customers in their reviews note that it is enough to know the account number and the city where the card was issued. By selecting a bank in the template, the BIC details and the corresponding account will automatically appear.
When making a transfer from a Sberbank card to an RNKB card on the territory of Ukraine, you need to find out if a particular banking organization of Ukraine cooperates with RNKB, because. many have given up on it.
If cooperation continues, then you need to open a foreign currency account. When opening an account in national currency, the funds will be converted at the official rate, which is usually slightly lower than the commercial one. .
RNCB (Russian National Commercial Bank) today offers its customers many different options for sending money. One of them is emergency transfers and the possibility of transfers without an account.
Before sending money, you need to know for sure that the right institution is cooperating with the RNCB. Transferring money from an RNKB card to a Sberbank card is carried out as follows:
- the first step is to register and activate online banking;
- find out in advance which territorial branch of Sberbank the recipient's card belongs to;
- find out the details of the desired branch of Sberbank. This information can be found on the website, in the office or by phone. It will be enough to know in which city the card was issued and the account number;
- select the appropriate operation in the menu, fill in all the required fields in the proposed template;
- in the template, select the name of your unit from the list, after which the BIC and Correspondent Account columns will be filled in automatically.
After a positive response is received, you will need to open a foreign currency account. If you have an account in the national currency, when sending, the conversion will take place according to the current official rate.
Step-by-step instructions for online payment of money to a Sberbank card
- Select the card from which the money will be transferred from the menu: Mastercard, Visa, Maestro.
- Click the "operations" tab and select the "transfer to a private person" column.
- After processing the request, a page for sending money to a Sberbank client appears, where you need to fill out a template. In the column "recipient's account" select "to the card of Sberbank".
- Enter the recipient's card number in the appropriate field.
- Enter the amount to be transferred.
- Click the "translate" button at the end of the page.
- The request is processed, after which the site redirects to the original page, which shows the recipient's data. After this information, below you need to click the "confirm by SMS" button.
- After the SMS arrives - the password to the phone, you need to enter it in the appropriate field.
- Press the "confirm" button.
Payment through a bank branch
If the use of online banking is not possible, then the transfer can be made at the RNCB branch. You need to have identification documents with you and know the details of the recipient. At the bank branch, the teller will provide his dispatch services. The cashier will help you fill out all the necessary documents. The transfer takes place within 3 working days.
Sending money using the terminal
In a bank branch, you often have to wait in line to carry out a particular transaction. The situation is simpler with self-service terminals. Here you just need to follow the step-by-step menu instructions on the screen.
Having chosen the “transfer” service, you need to enter all the data on the Sberbank account:
- OKPO;
- correspondent account;
- account number;
- Owner's name.
Or reduce the number of steps, knowing the name and location of the bank, as well as the account number. All other details will be filled in automatically. For sending money, a fee is charged, the amount of which depends on the type of card.
How to make a payment from a Sberbank card to an RNKB card?
RNKB Bank operates in the SWIFT payment system. Money transfers from a Sberbank card to an RNKB card can be made in several ways.
First of all, you need to have a UDBO (Universal Banking Service Agreement). Sberbank concludes it with its customers when registering any of its products. If a person has a Sberbank card, but no UDBO, then you can issue it at the branch without any problems.
The easiest and most convenient way to transfer money is online banking. You can connect it at a bank branch, by calling a toll-free phone number, or you can get an ID and a code at an ATM.
After registration, go to your Personal Account and follow these steps:
- select the “transfers and payments” tab in the main menu;
- in the item "operations" select the field "transfer to a private person by details";
- fill in the recipient's data according to the template;
- choose the card from which the transfer is made;
- in the column "appointment" fill in the required data;
- confirm your actions using an SMS password.
Usually write-offs are made within a day. But sometimes you have to wait up to 3 days - this should not bother.
Another way to transfer money from a Sberbank card to an RNKB card is a mobile bank or ATM. The basic principles of translation are the same. The main rule in this case is knowledge of the details.
For PRO100 card users
Residents of Crimea use universal electronic cards "PRO100". With their help, the owners receive funds to their RNCB account in Crimea.
Sberbank cardholders have the opportunity to send money to the RNKB PRO100 card within a few minutes. If there are any concerns about this, you can make a trial transfer for a small amount (for example, 100 rubles). If the operation was successful, then send the full transfer.
Step-by-step instructions for transferring money from a Sberbank card to a PRO100 RNCB card:
- go to online banking;
- select the section "payments and transfers";
- in the "operations" item, select "transfer to a private person to another bank by details";
- fill in the fields with the bank details and the data of the owner of the PRO100 card;
- select the required financial department from the proposed list. All other data will be pulled up automatically;
- the field "purpose of payment" must be filled in carefully. Specify "private operation". The card number is written without spaces. The most important thing is the correct personal data of the recipient;
- select the account from which the transfer will be made;
- indicate the transfer amount.
Important. The operation is carried out within 3 working days, but usually the money arrives on the same day. The Sberbank commission takes 1 - 2% from the transfer. The recipient also gives 0.5% upon receipt of money.
Shipping methods
Summing up, we can talk about four main options for transferring money between Sberbank and RNKB:
- Directly at the branch of one or another bank. In this case, it is necessary to have the exact details of the recipient.
- Use of online banking.
- Making a money transfer at the cash desks of the bank.
- Self-service terminals.
You should also remember some of the nuances when sending money. All details and personal data must be entered very carefully and accurately. There is no way to cancel a payment. And if you suddenly sent money not to the person to whom it was intended, the bank will not accept any claims from you. How to get your money back, you have to decide with the real recipient. Be sure to keep the check while carrying out the operation until the moment when the money is credited to the account.
RNKB is the largest commercial bank in Crimea, which has recently been actively cooperating with Sberbank. After popular international payment systems ceased to function on the peninsula, sending money to Crimea turned out to be difficult. Despite the current situation, a transfer from a Sberbank card to an RNKB card is possible. But you need to know how to properly and in what order to carry out the procedure.
You can transfer money to RNKB plastic in different ways
Conditions for making a money transfer operation
You can send money only if you have UDBO. Today, it is concluded when registering any banking product, as it allows you to perform extended functionality. If the client does not have an agreement, he can conclude it by contacting the branch and connecting it to the existing card.
Step-by-step instructions for performing an operation An easy and efficient way to send money is using Online Banking. If it is not connected, you can get an identifier and a code through an ATM (), by phone () or at a branch. In the Personal Account, you need to go through the following procedure:
- Select "Transfers and payments" in the main menu.
- From the list of possible operations (between your accounts, to the plastic of another bank, organization, person, repay a loan in another institution), select "Transfer to a private person by details".
- Fill in the template: account number, initials of the recipient, details of his bank (name, BIC, correspondent account number). You can enter his TIN and address, but this is optional.
- It is necessary to select the plastic to be written off if there are several of them. Otherwise, its number will be displayed in the required column automatically.
- Fill in the "Purpose" column with the information already entered in the template.
The amount of commission for making money transfer operations between cards Having confirmed your actions as standard: a password from SMS, you can expect to be charged. It will happen within a day or up to 3. During the operation, a commission is charged - Sberbank - 2% and RNCB - 0.5%. The amount of interest often depends on the type of plastic or account, and may be less.
Instructions for making a transfer through a mobile application In addition, you can perform actions through an ATM or Mobile Bank. They happen according to a similar principle, the main thing is to know the details.
This is the fastest and easiest way to transfer funds Features of the operation of transferring funds from the RNCB
Sending money from RNKB in Partenit, Belogorsk (Crimea) is possible today, incl. emergency transfers or transactions without opening an account. You can also pay for the services of organizations and utilities.
The reverse operation is also possible, which occurs similarly to the one described above. First, you need to activate online banking. Select an operation from the menu and fill in the template. You need to know which territorial branch of Sberbank the recipient has.
Types of services that can be performed through the RNCB You can stock up on the details of the desired department in advance. They can be requested at the office, by phone or found on the website. In addition, according to the feedback of customers using the service, it is enough to know the account number and the name of the city that issued the card.